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DECORAH — Many changes are occurring in 2025 for Medicare beneficiaries. These changes are a result of the "Inflation Reduction Act," adopted in 2022. As a result of these changes, open enrollment for Iowans on Medicare who want to switch plans is underway, and runs October 15 through December 7, 2024. Iowans who miss the open enrollment deadline most likely will have to wait a full year before making changes to their plan. All changes to Medicare plans will be effective January 1, 2025. The Iowa Insurance Division's Senior Health Insurance Information Program (SHIIP) is available to offer free, unbiased and confidential assistance to Iowans in this process. Volunteer counselors can help people understand their Medicare benefits by: Checking a client's current Part D or Medicare Advantage plan to make sure drugs are covered at the lowest cost and with the least amount of restrictions Reviewing a client's employer coverage and comparing it to other Medicare options Checking to see if clients are eligible for Part D, or "Extra Help" Providing education to help clients understand options if not currently on a drug plan Local Medicare HelpSHIIP is a free, confidential service of the State of Iowa. SHIIP counselors review all plans and do not promote any particular plan or company. To help you compare plans during the open enrollment period, volunteer SHIIP counselors are available by appointment at WinnMed in Decorah by calling 563-387-3036. In person, Zoom and telephone appointments will be offered to clients. Karla Bakken, SHIIP coordinator at WinnMed, says, "I encourage seniors to schedule an appointment with a SHIIP counselor early this season and not wait. Those who wait until the end of the enrollment period to start the process may miss the deadline." The deadline for changing plans is December 7, 2024. For SHIIP support, call WinnMed at 563-387-3036. Stay ahead of the curve! Subscribe to free newsletters for exclusive insights, local trends and analysis delivered straight to your inbox.

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Local Support Available for Iowans Navigating 2025 Medicare Changes